Plum - Save Money and Invest 2.34.2 APK

Description of Plum - Save Money and Invest 2.34.2 2.34.2:

Plum helps you save money and invest, even when youre not thinking about it.

Save more money

Connect your bank so Plum can analyse your transactions and adapt to your spending
Small amounts are automatically set aside without leaving you short for what matters
The money is set aside in your Plum account, where you can create extra Pockets and assign goals
You control how much you save with Moods ranging from Shy to Beast Mode
Make saving fun with Plums 52 Week Challenge or Rainy Days Rule
Personalise your Plum account, create Pockets, and assign goals
Withdrawals are processed in 24hrs (typically under 5min)

Earn up to 0.40% AER on your savings

The best rate is reserved for Plum Plus, Pro, and Ultra subscribers
0.25% AER available on Plum Basic
Easy Access Interest Pockets are covered by the FSCS, and provided by Investec Bank

Compare bills & switching suppliers

Make sure you dont get ripped-off on household bills, like gas / electric, broadband or insurance
Plum will let you know if you're overpaying, and can switch you to a new supplier in seconds

Analyse your spending

Give your money a health check with our Diagnostics tool to see where you could save more
With Money Maximiser, Plum stores money in your savings account for as long as possible, then provides a weekly flow of cash back to your linked bank to cover spending

Invest from 1

Create your profile in minutes to start investing in a Stocks & Shares ISA today
Plum investments can be fully automated and its quick to get started
You can choose from our carefully selected range of funds (so you dont need to pick individual stocks)
Options like Tech Giants or Slow & Steady mean you can personalise your investment portfolio
The funds are professionally managed portfolios containing a combination of many shares and bonds
The theory is that by diversifying and spreading risk, if one company in the portfolio performs badly it should only affect a small part of your overall investment
You decide how you want to split your deposits between investments and your savings Pockets
Plum investments are designed to be intuitive with transparent fees*

As with all investments, your capital is at risk.

Get Rewarded

Earn up to 7.5% cash back when you shop through our app (incl. Asos, eBay, Trainline, and Hotels.com)

Our tech keeps you safe

We support biometric security (face & fingerprint ID)
Any sensitive data we hold is stored using symmetric cryptography (AES)
We use 256-bit TLS encryption to communicate with our servers

We're here when you need us

Our customer support team are available 7 days a week

We prioritise your privacy

We never share your data with third parties without your consent

Plum is a trading name of Plum Fintech Limited. Plum is registered with the Financial Conduct Authority (FRN: 836158). Investment services are provided by Saveable Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 574048).

*Heres a detailed breakdown of our investment fees:
From 1.00 per month subscription fee for Plum Plus (first month free)
0.48% annual average fund management and provider fee
No hidden transaction or trading costs
No withdrawal fees or limits

This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%0.90% fund provider fee, depending on the specific investment fund(s) you choose.
All fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.