Aspire Pay Later & UPI Credit

Aspire Pay Later & UPI Credit APK

Description of Aspire Pay Later & UPI Credit -:

Aspire is a buy now pay later or EMI app that works over UPI (anywhere that Google Pay, PhonePe or Paytm work).Aspire is for you if you use these apps and do not have a credit card!**** We check bureau (like CIBIL) and don't approve if you are overdue on other loans. But if you have never taken any loan or credit card, Aspire is for you! ****Available in Gujarat, Maharashtra, Karnataka, Telangana, Tamil Nadu and Andhra Pradesh. EASY TO APPLYInstant approval and activation100% online process, takes ~ 5 minsNo documents neededNo application fees HOW TO APPLYInstall Aspire AppFill PAN and basic detailsComplete KYC with selfie and AadhaarSetup repayment and start shopping! BENEFITSBuild a credit score and enjoy financial independenceGet credit limit increases for your line of credit with timely repaymentsNo interest!No processing feeNo pre-payment penaltyNo security deposit (collateral)Simple monthly fee only when you use Aspire or have balanceComing soon: Rewards and discounts on select purchases WHAT YOU GETPay later for purchases in EMI, anywhereUse at any small shop, market, mall, hospital, Amazon, Flipkart, everywhere!Fixed monthly fee pay fee only in the months that you use Aspire or have previous outstanding balances in.No Use, No Balance, No Fee!! WHERE CAN ASPIRE BE USEDAs travel EMIs, shopping credit or shopping EMI, hospital credit or hospital EMI, dental EMI, supermarket credit or also as grocery credit. HOW TO USE ASPIRE FOR MAKING PURCHASESGet instant credit on registration to pay in EMI or pay in installmentsScan and Pay any UPI QR code with the Aspire app to buy now pay, pay later WHO IS ASPIRE FORYou use UPI (Google Pay, Phone Pe, Paytm). You want a credit card!You are not overdue on loans. EASY REPAYMENTAll spends are split into 4 EMIMonthly billing with bill generated on 1st of each monthDue date on 8th of each month EXAMPLE OF HOW ASPIRE CHARGESYour credit limit is 5,000/-Your monthly fee is 150 + 27 (GST) = 177 per month1st transaction: You spend 4,000/- on Dec 4Your 4 EMIs (1,000/-) will be due on Jan 8, Feb 8, Mar 8, Apr 82nd transaction: You spend 400/- on Dec 31Your 4 EMIs (100/-) will be due on Jan 8, Feb 8, Mar 8, Apr 8Jan 1st bill: EMI from 1st transaction = 1,000/-EMI from 2nd transaction = 100/-Monthly charges = 177/-Amount due on Jan 8 = 1000 + 100 + 177 = 1,277/- ELIGIBILITY CRITERIAYou must be 21 years old and an Indian residentBe a user of any UPI app BHIM, Google Pay, Phone Pe, Paytm, any UPI appPAN number and Aadhaar number (phone should be linked on Aadhaar) SECURITY & PROTECTION OF PRIVACYWe require the following data permissions:1. LocationWe collect and monitor the information about the location of your device to provide serviceability of your loan application and help verify your address2. Financial SMSWe collect and monitor your financial transactional SMS about bank related transactions, the names of the transacting parties, a description of the transaction and the amount of the transaction for the purpose of performing credit risk assessment. No personal SMS data is collected, read or stored3. PhoneOur app collects and monitors device information (e.g. hardware model, build model, RAM, storage; IMEI, serial number, SSAID, SIM, etc.) to prevent frauds and assess credit risk4. Installed applicationsWe collect application metadata information (e.g. application name, package name, installed time, updated time, version name and version code. etc) to assess your creditworthiness5. User Personal InformationWe take public profile information from social media to and mobile number for verification to prevent frauds and unauthorized access6. CameraWe require camera access for you to take a selfie.7. StorageWe require storage permission to access your KYC in a secure mannerPlease WhatsApp us at +91 83103 26017 or click to chat now: https://wa.me/918310326017

App Information

VersionRatingAPP VoteSize
- 00-
RequirementUpdatedInstallsDeveloper
-2023-02-07637696Aspire UPI Pay Later - better than a Credit Card
High Speed Download