Plum helps you save money and invest, even when youâre not thinking about it.
Save more money ð¸
⢠Connect your bank so Plum can analyse your transactions and adapt to your spending ⢠Small amounts are automatically set aside without leaving you short for what matters ⢠The money is set aside in your Plum account, where you can create extra Pockets and assign goals ⢠You control how much you save with Moods ranging from Shy ð� � to Beast Mode ð¦ ⢠Make saving fun with Plumâs 52 Week Challenge or Rainy Days Rule ⢠Personalise your Plum account, create Pockets, and assign goals ⢠Withdrawals are processed in 24hrs (typically under 5min)
Earn up to 0.40% AER on your savings ð°
⢠The best rate is reserved for Plum Plus, Pro, and Ultra subscribers ⢠0.25% AER available on Plum Basic ⢠Easy Access Interest Pockets are covered by the FSCS, and provided by Investec Bank
Compare bills & switching suppliers ð
⢠Make sure you donât get ripped-off on household bills, like gas / electric, broadband or insurance ⢠Plum will let you know if you're overpaying, and can switch you to a new supplier in seconds â¡
Analyse your spending ð¤
⢠Give your money a health check with our Diagnostics tool to see where you could save more ⢠With Money Maximiser, Plum stores money in your savings account for as long as possible, then provides a weekly flow of cash back to your linked bank to cover spending
Invest from £1 ð
⢠Create your profile in minutes to start investing in a Stocks & Shares ISA today ⢠Plum investments can be fully automated and itâs quick to get started ⢠You can choose from our carefully selected range of funds (so you donât need to pick individual stocks) 𤯠⢠Options like âTech Giantsâ or âSlow & Steadyâ mean you can personalise your investment portfolio ⢠The funds are professionally managed portfolios containing a combination of many shares and bonds ⢠The theory is that by diversifying and spreading risk, if one company in the portfolio performs badly it should only affect a small part of your overall investment ⢠You decide how you want to split your deposits between investments and your savings Pockets ⢠Plum investments are designed to be intuitive with transparent fees*
As with all investments, your capital is at risk.
Get Rewarded ð¤
⢠Earn up to 7.5% cash back when you shop through our app (incl. Asos, eBay, Trainline, and Hotels.com)
Our tech keeps you safe ð
⢠We support biometric security (face & fingerprint ID) ⢠Any sensitive data we hold is stored using symmetric cryptography (AES) ⢠We use 256-bit TLS encryption to communicate with our serversâ¨
We're here when you need us ð¤
⢠Our customer support team are available 7 days a week
We prioritise your privacy ð
⢠We never share your data with third parties without your consent
Plum is a trading name of Plum Fintech Limited. Plum is registered with the Financial Conduct Authority (FRN: 836158). Investment services are provided by Saveable Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 574048).
*Hereâs a detailed breakdown of our investment fees: ⢠From £1.00 per month subscription fee for Plum Plus (first month free) ⢠0.48% annual average fund management and provider fee⡠⢠No hidden transaction or trading costs ⢠No withdrawal fees or limits
â¡ This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%â0.90% fund provider fee, depending on the specific investment fund(s) you choose. All fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.... Read more