Plum - Save Money and Invest 2.34.2

Plum - Save Money and Invest 2.34.2

About this app:

Plum helps you save money and invest, even when you’re not thinking about it.


Save more money 💸

• Connect your bank so Plum can analyse your transactions and adapt to your spending
• Small amounts are automatically set aside without leaving you short for what matters
• The money is set aside in your Plum account, where you can create extra Pockets and assign goals
• You control how much you save with Moods ranging from Shy ðŸ™� � to Beast Mode 🦁
• Make saving fun with Plum’s 52 Week Challenge or Rainy Days Rule
• Personalise your Plum account, create Pockets, and assign goals
• Withdrawals are processed in 24hrs (typically under 5min)


Earn up to 0.40% AER on your savings 💰

• The best rate is reserved for Plum Plus, Pro, and Ultra subscribers
• 0.25% AER available on Plum Basic
• Easy Access Interest Pockets are covered by the FSCS, and provided by Investec Bank


Compare bills & switching suppliers 🔌

• Make sure you don’t get ripped-off on household bills, like gas / electric, broadband or insurance
• Plum will let you know if you're overpaying, and can switch you to a new supplier in seconds ⚡


Analyse your spending 🤓

• Give your money a health check with our Diagnostics tool to see where you could save more
• With Money Maximiser, Plum stores money in your savings account for as long as possible, then provides a weekly flow of cash back to your linked bank to cover spending


Invest from £1 📊

• Create your profile in minutes to start investing in a Stocks & Shares ISA today
• Plum investments can be fully automated and it’s quick to get started
• You can choose from our carefully selected range of funds (so you don’t need to pick individual stocks) 🤯
• Options like ‘Tech Giants’ or ‘Slow & Steady’ mean you can personalise your investment portfolio
• The funds are professionally managed portfolios containing a combination of many shares and bonds
• The theory is that by diversifying and spreading risk, if one company in the portfolio performs badly it should only affect a small part of your overall investment
• You decide how you want to split your deposits between investments and your savings Pockets
• Plum investments are designed to be intuitive with transparent fees*

As with all investments, your capital is at risk.


Get Rewarded 🤑

• Earn up to 7.5% cash back when you shop through our app (incl. Asos, eBay, Trainline, and Hotels.com)


Our tech keeps you safe 🔐

• We support biometric security (face & fingerprint ID)
• Any sensitive data we hold is stored using symmetric cryptography (AES)
• We use 256-bit TLS encryption to communicate with our servers



We're here when you need us 🤝

• Our customer support team are available 7 days a week


We prioritise your privacy 🔎

• We never share your data with third parties without your consent


Plum is a trading name of Plum Fintech Limited. Plum is registered with the Financial Conduct Authority (FRN: 836158). Investment services are provided by Saveable Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 574048).


*Here’s a detailed breakdown of our investment fees:
• From £1.00 per month subscription fee for Plum Plus (first month free)
• 0.48% annual average fund management and provider fee‡
• No hidden transaction or trading costs
• No withdrawal fees or limits

‡ This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%–0.90% fund provider fee, depending on the specific investment fund(s) you choose.
All fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.
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App Information

VersionRatingAPP VoteSize
2.34.2 4.512167-
RequirementUpdatedInstallsDeveloper
6.0 and upMay 28, 2021100,000+Plum Fintech
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