Plum - Save Money and Invest 2.34.2

About this app:

Plum helps you save money and invest, even when youâre not thinking about it.

Save more money ð¸

â¢ Connect your bank so Plum can analyse your transactions and adapt to your spending
â¢ Small amounts are automatically set aside without leaving you short for what matters
â¢ The money is set aside in your Plum account, where you can create extra Pockets and assign goals
â¢ You control how much you save with Moods ranging from Shy ð� � to Beast Mode ð¦
â¢ Make saving fun with Plumâs 52 Week Challenge or Rainy Days Rule
â¢ Personalise your Plum account, create Pockets, and assign goals
â¢ Withdrawals are processed in 24hrs (typically under 5min)

Earn up to 0.40% AER on your savings ð°

â¢ The best rate is reserved for Plum Plus, Pro, and Ultra subscribers
â¢ 0.25% AER available on Plum Basic
â¢ Easy Access Interest Pockets are covered by the FSCS, and provided by Investec Bank

Compare bills & switching suppliers ð

â¢ Make sure you donât get ripped-off on household bills, like gas / electric, broadband or insurance
â¢ Plum will let you know if you're overpaying, and can switch you to a new supplier in seconds â¡

Analyse your spending ð¤

â¢ Give your money a health check with our Diagnostics tool to see where you could save more
â¢ With Money Maximiser, Plum stores money in your savings account for as long as possible, then provides a weekly flow of cash back to your linked bank to cover spending

Invest from Â£1 ð

â¢ Create your profile in minutes to start investing in a Stocks & Shares ISA today
â¢ Plum investments can be fully automated and itâs quick to get started
â¢ You can choose from our carefully selected range of funds (so you donât need to pick individual stocks) ð¤¯
â¢ Options like âTech Giantsâ or âSlow & Steadyâ mean you can personalise your investment portfolio
â¢ The funds are professionally managed portfolios containing a combination of many shares and bonds
â¢ The theory is that by diversifying and spreading risk, if one company in the portfolio performs badly it should only affect a small part of your overall investment
â¢ You decide how you want to split your deposits between investments and your savings Pockets
â¢ Plum investments are designed to be intuitive with transparent fees*

As with all investments, your capital is at risk.

Get Rewarded ð¤

â¢ Earn up to 7.5% cash back when you shop through our app (incl. Asos, eBay, Trainline, and Hotels.com)

Our tech keeps you safe ð

â¢ We support biometric security (face & fingerprint ID)
â¢ Any sensitive data we hold is stored using symmetric cryptography (AES)
â¢ We use 256-bit TLS encryption to communicate with our serversâ¨

We're here when you need us ð¤

â¢ Our customer support team are available 7 days a week

We prioritise your privacy ð

â¢ We never share your data with third parties without your consent

Plum is a trading name of Plum Fintech Limited. Plum is registered with the Financial Conduct Authority (FRN: 836158). Investment services are provided by Saveable Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 574048).

*Hereâs a detailed breakdown of our investment fees:
â¢ From Â£1.00 per month subscription fee for Plum Plus (first month free)
â¢ 0.48% annual average fund management and provider feeâ¡
â¢ No hidden transaction or trading costs
â¢ No withdrawal fees or limits

â¡ This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%â0.90% fund provider fee, depending on the specific investment fund(s) you choose.
All fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio....
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