Aspire Pay Later & UPI Credit

About this app:

Aspire is a buy now pay later or EMI app that works over UPI (anywhere that Google Pay, PhonePe or Paytm work). Aspire is for you if you use these apps and do not have a credit card! **** We check bureau (like CIBIL) and don't approve if you are overdue on other loans. But if you have never taken any loan or credit card, Aspire is for you! **** Available in Gujarat, Maharashtra, Karnataka, Telangana, Tamil Nadu and Andhra Pradesh. â EASY TO APPLY Instant approval and activation 100% on line process, takes ~ 5 mins No documents needed No application fees â HOW TO APPLY Install Aspire App Fill PAN and basic details Complete KYC with selfie and Aadhaar Setup repayment and start shopping! â BENEFITS Build a credit score and enjoy financial independence Get credit limit increases for your line of credit with timely repayments No interest! No processing fee No pre-payment penalty No security deposit (collateral) Simple monthly fee only when you use Aspire or have balance Coming soon: Rewards and discounts on select purchases â WHAT YOU GET Pay later for purchases in EMI, anywhere Use at any small shop, market, mall, hospital, Amazon, Flipkart, everywhere! Fixed monthly fee â pay fee only in the months that you use Aspire or have previous outstanding balances in. No Use, No Balance, No Fee!! â WHERE CAN ASPIRE BE USED As travel EMIs, shopping credit or shopping EMI, hospital credit or hospital EMI, dental EMI, supermarket credit or also as grocery credit. â HOW TO USE ASPIRE FOR MAKING PURCHASES Get instant credit on registration to pay in EMI or pay in installments Scan and Pay any UPI QR code with the Aspire app to buy now pay, pay later â WHO IS ASPIRE FOR You use UPI (Google Pay, Phone Pe, Paytm). You want a credit card! You are not overdue on loans. â EASY REPAYMENT All spends are split into 4 EMI Monthly billing with bill generated on 1st of each month Due date on 8th of each month â EXAMPLE OF HOW ASPIRE CHARGES Your credit limit is â¹5,000/- Your monthly fee is â¹150 + â¹27 (GST) = â¹177 per month 1st transaction: You spend â¹4,000/- on Dec 4 Your 4 EMIs (â¹1,000/-) will be due on Jan 8, Feb 8, Mar 8, Apr 8 2nd transaction: You spend â¹400/- on Dec 31 Your 4 EMIs (â¹100/-) will be due on Jan 8, Feb 8, Mar 8, Apr 8 Jan 1st bill: EMI from 1st transaction = â¹1,000/- EMI from 2nd transaction = â¹100/- Monthly charges = â¹177/- Amount due on Jan 8 = â¹1000 + â¹100 + â¹177 = â¹1,277/- â ELIGIBILITY CRITERIA You must be 21 years old and an Indian resident Be a user of any UPI app â BHIM, Google Pay, Phone Pe, Paytm, any UPI app PAN number and Aadhaar number (phone should be linked on Aadhaar) â SECURITY & PROTECTION OF PRIVACY We require the following data permissions: 1. Location We collect and monitor the information about the location of your device to provide serviceability of your loan application and help verify your address 2. Financial SMS We collect and monitor your financial transactional SMS about bank related transactions, the names of the transacting parties, a description of the transaction and the amount of the transaction for the purpose of performing credit risk assessment. No personal SMS data is collected, read or stored 3. Phone Our app collects and monitors device information (e.g. hardware model, build model, RAM, storage; IMEI, serial number, SSAID, SIM, etc.) to prevent frauds and assess credit risk 4. Installed applications We collect application metadata information (e.g. application name, package name, installed time, updated time, version name and version code. etc) to assess your creditworthiness 5. User Personal Information We take public profile information from social media to and mobile number for verification to prevent frauds and unauthorized access 6. Camera We require camera access for you to take a selfie. 7. Storage We require storage permission to access your KYC in a secure manner Please WhatsApp us at +91 83103 26017 or click to chat now: https://wa.me/918310326017...
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